Profile of Board of Directors

Mr. Khalid Aziz Mirza – Director

Mr. Khalid Aziz Mirza was elected as an Independent Director on the Board in August 2014 and was re-elected by the shareholders of the Bank in August 2017. He is also a chairman of the HR Committee of the Board.

Mr. Mirza is a Masters of Commerce (M.Com) from University of Punjab, Lahore, Pakistan and has about 53 years of work experience.

Mr. Mirza served for 13 years in various positions in Investment Corporation of Pakistan (ICP), and Credit & Finance Corporation London, Subsequently, for about two decades, he remained on the professional investment staff of the International Finance Corporation (IFC) (Member, World Bank Group). Besides this, he has also served as the founding Chairman of Securities & Exchange Commission of Pakistan (three years); Sector Manager for Financial Sector Development, East Asia & Pacific Region, The World Bank, Washington DC, USA (about four years); Chairman and Chief Executive Monopoly Control Authority (one year); founding Chairman and Chief Executive Competition Commission of Pakistan (three years); and Member, Competition Appellate Tribunal (about eight months). Mr. Mirza joined the Lahore University of Management Sciences (LUMS) in 2010 and is at present Professor of Practice. Mr. Mirza is also an Independent Director and Chairman of the Board of Orix Leasing Pakistan Limited & Awwal Modaraba and an Independent Director on the Boards of Medgulf Insurance, Bahrain as well as Murree Brewery Company Limited.

Significant among his regular consultancy assignments are Finance Consultant, WAPDA; Advisor, Investment Climate Reforms Unit, Government of Punjab; and Evaluator, Investment Evaluation Unit, The World Bank Group.

Mr. Nasim Beg – Director

Mr. Nasim Beg was appointed as the nominee Director of M/s. Arif Habib Corporation Limited, on the Board of the Bank with effect from January 18, 2016 and was re-elected as a Director by the shareholders of the Bank in August 2017.

After having studied at the Cadet College Hasanabdal, qualified as a Chartered Accountant in 1970; also holds a Bachelor’s degree in Commerce from Karachi University.

Mr. Nasim Beg was the founder Chief Executive of Arif Habib Consultancy and was the founder Chief Executive (now Vice Chairman) of MCB-Arif Habib Savings & Investments Limited (formerly Arif Habib Investments Limited), a leading Asset Management Company of Pakistan.

Mr. Beg, serves on the Board of Silk Bank Limited, as well as on the Boards of several Arif Habib Group companies and apart from being Chairman of the REIT Management Company also Chairs the Board of Power Cement Limited.

Mr. Nasim Beg has work experience of forty-eight years in manufacturing industry, as well as the financial sector, in domestic as well as international markets. He was part of the task force set up by the Securities & Exchange Commission of Pakistan (SECP) to develop the Voluntary Pension System. Mr. Beg was the founder Chairman of the SECP sponsored Institute of Capital Markets and was a Member of the Prime Minister’s Economic Advisory Council.

Mr. Rashid Akhtar Chughtai

Mr. Rashid Akhtar Chughtai was elected as an Independent Director on the Board of the Bank in August 2017. He is also a member of HR Committee of the Board.

Mr. Rashid Akhtar Chughtai is an Economist/Banker by profession and has over 44 years of experience. He has served on various positions in the Banking Industry and other companies. He has also served as Deputy Governor of State Bank of Pakistan, Chairman of Islamabad Stock Exchange, President & CEO of ZTBL & SME Bank Limited, and Director of National Commodity Exchange.

Mr. Chughtai holds a master degree in Economics from Peshawar University and other professional qualifications from different national and international bodies. He has further attended numerous international conferences, courses, seminars and meetings.

Mr. Shahzad Enver Murad

Mr. Shahzad Enver Murad was appointed as an Independent Director on the Board of the Bank in September, 2017. He is also the chairman of Audit Committee and a member of Risk Committee of the Board.

Mr. Shahzad Enver Murad brings with him more than 41 years of experience in providing consultancy services and serving in various local, as well as, multinational banks. He has played significant roles as Chair of the Finance Committee & Co-Chair of the Tender Committee of Karachi Port Trust, CEO and Managing Director of NBP Leasing Ltd, CEO and Managing Director of Union Leasing Ltd, Advisor to Chairman of Union Bank Ltd and Deputy Country Head of Oman International Bank.

Mr. Murad holds a degree in Bachelor of Arts from University of Punjab and is a Certified Director from ICAP. He also holds professional qualifications from different national and international bodies and has attended and conducted conferences, courses, seminars and meetings.

Mr. Tariq Iqbal Khan– Director

Mr. Tariq Iqbal Khan was elected as an Independent Director on the Board of the Bank in December 2010 and was also re-elected as a Director by the shareholders of the Bank in August 2011, August 2014 and in August 2017 and has held this position since then. He is also a member of the Audit Committee and Risk Committee of the Board. Mr. Khan is the ex-Chairman of National Investment Trust Limited. He has also served on various positions in Federal Board of Revenue (FBR) and Securities and Exchange Commission of Pakistan (SECP). Mr. Khan has also played a significant role as Pakistan Banks Association’s Chairman. Mr. Khan is a Chartered Accountant by profession, and has over 39 years of experience. He has served on the Boards of various other banks and companies. Currently he holds directorship in the following listed companies:

S. No.

Name of Organization

Position Held

Listed Companies

-

01

International Steels Limited

Director

02

National Refinery Limited

Director

03

Packages Limited

Director

04

Pakistan Oil Fields

Director

Unlisted Companies

-

01

FFC Energy Limited

Director

Non-Profit Organization

-

01

Islamic International Medical Trust

Trustee

02

High Altitude Sustainability Trust

Trustee

03

Pakistan Academy of Engineering Endowment Fund

Trustee

04

Human Element Foundation

Trustee

Mr. Talha Saeed Ahmed – Director

Mr. Talha Saeed was appointed as an Executive Director on the Board of Silkbank in April 2015 and was re-elected as an Executive Director by the shareholders of the Bank in August 2017.

He has 30 years of well diversified experience at senior positions in leading financial institutions. He has held a number of important appointments in NDFC, ANZ Grindlays Bank, Union Bank and Standard Chartered Bank. He is presently the Group Head of Wholesale Banking looking after Corporate, Treasury, Financial Institutions, Investment Banking and Small & Medium Enterprises Business. Previously he held the position of Group Head Retail Banking looking after Branch Banking, Consumer Assets and Small & Medium Enterprises. He held the position of General Manager, Small & Medium Enterprises in Standard Chartered Bank. He was also a Member of the Senior Management Committee in Standard Chartered Bank.

In addition to the above, Mr. Saeed has held position of a Director on the Board of Lahore Stock Exchange and served as Convener of The Regulatory Affairs Committee of Lahore Stock Exchange. He is presently a Director on the Board of Agritech Limited a publically listed fertilizer manufacturing unit. He has attended many training courses and workshops in Pakistan and abroad and has also attended conferences on SME’s, organized by International Finance Corporation (IFC). He is a certified trainer of IFC on SME banking. Some of his major achievements during his career are, pioneering programmed based lending to SME’s in Pakistan, setting up SME businesses from scratch in three banks, and setting up consumer business in Silkbank.

Mr. Saeed holds a Master’s degree in Economics from Quaid-i-Azam University, Islamabad and is a Commerce graduate from Hailey College of Commerce. He is a fellow member of the Institute of Bankers in Pakistan and a Certified Director on the panel of Pakistan Institute of Corporate Governance. He is also a trainer for National Institute of Banking and Finance and State Bank of Pakistan for Small & Medium Enterprises Business. He has also conducted training on SME’s in Islamic banking.

Mr. Zubair Nawaz Chattha– Director

Mr. Zubair Nawaz Chattha has been associated with the family business since his early days. He bears an impressive profile detailing an unprecedented track record bedecked and evenly interspersed with illustrious achievements and services on various fronts during his professional career.

From his educational record to professional acumen, Mr.Zubair Nawaz Chattha stands out par excellence. After completing his B.A, he went for a graduation in law and completed his LLB in 1992. He also holds degree of LLM. On the academic front he has had renowned institutions among his alma maters, including University of Punjab, Lahore and Harvard Law School USA.

Mr. Zubair Nawaz Chattha belongs to a business family owning businesses with the brand name “Gourmet” in Pakistan. After completing his education, he joined his family business with his father and brother. At the time Gourmet was operating with sweets and bakers retail shops in Lahore and 3 production units. He introduced the idea of production of carbonated soft drinks under the brand name Gourmet. It was a tough decision to compete well established brands in the Soft drink industry. It was his vision and commitment through which he was able to introduce Gourmet brand as an alternate option in the beverage industry which was previously dominated by multinationals.

He managed the portfolio of food related items and promoted the Family brand “Gourmet” by introducing marketing and integration strategies. He was instrumental in setting up dairy and confectionary units and acquiring a sugar mill. He also introduced and promoted the “Conglomerate Diversification” by venturing into other business including Gourmet Petroleum, investment in banking sector through equity investment in Silkbank where the group holds 12.5% of the bank’s paid up capital. And acquisition of News TV channel. His vision is to introduce “Gourmet” worldwide as a Pakistani Brand. He is at present planning to expand the business in UK and UAE.

Mr.Zubair joined Police Service Pakistan (PSP) through qualifying the competitive examination in 1995. After completing the training for PSP he remained posted on various sensitive positions. All these public sector positions required highest level of administrative capabilities. Mr. Zubair demonstrated extraordinary skill and expertise in handling complex situations on these assignments. During his service he remained on leave in different periods for attending to the new gourmet projects. He resigned from government service and his resignation was accepted w.e.f August 1, 2016.

Mr. Azmat Tarin – President & CEO

Mr. Tarin is the President & CEO of Silkbank since October 2008. Prior to which, he was the Executive Director in Silkbank. Mr. Tarin is a career banker with an experience of over 29 years. He started his career in Branch Operations in Lincoln Savings, California, in 1989.

Subsequently, he moved to Saudi American Bank in Riyadh, where he was involved in a project of centralizing operations. Mr. Tarin has also attended the Management Associate Program at the Saudi American Bank. His first banking assignment in Pakistan was with Union Bank Ltd. from 1999 to 2006 as Head of Retail Banking, where he was a part of the core team that turned the bank into one of the most profitable banks of the country. In addition, he served on the Board of Union Leasing from 2001 to 2006. He is also serving as a Director of Sinthos Capital Holding Ltd.

Mr. Tarin is a Master of Business Administration (MBA) in Management Sciences from Pepperdine University, Los Angeles, California.