Profile of Board of Directors

Mr. Nabeel Anjum Malik
Executive Director

Mr. Nabeel Anjum Malik was appointed on the Board of Director as Executive Director of the Bank on October 13, 2021.

Mr. Malik has been associated with the Bank as Director – Strategy Implementation & Ops/Admin/IT/CSQ from 11-Nov-2019. He also served as acting President & CEO from August 27, 2020, to December 13, 2021. Before his appointment in the Bank, he also served as a Consultant to the Bank.

Mr. Malik is an experienced banker who started his banking career with Citibank, Pakistan. Since then, he has worked with various Banks such as ABN Amro (Pakistan, Taiwan & Greece), Citibank (UAE), Mashreq Bank (UAE) at senior level positions in various departments. His last assignment at First City Monument Bank (Nigeria) was Executive Director – Retail Banking Division.

Mr. Malik did his BA (Economics) from Princeton University, and later did his Master of Public and Private Management from Yale School of Management.

Shahram Raza Bakhtiari
President & CEO

Mr. Shahram Raza is holding the office of President & CEO of Silkbank since 14th December 2021. He has vast and varied experience spread over 29 years of managing Sales and Business of reputable organizations in Pakistan and UAE. His Banking experience ranges from Consumer to SME including unsecured and secured businesses. He started his career with “The Nation” (daily newspaper) in 1987 and joined TCS in 1991. He had a successful career at TCS where he attained the position of Country Manager Sales, managing a sales force of over 500 people and 200 distribution points besides being Business Head for three Business Divisions. He was also involved in setting up their UAE operations in 1997-99.

He joined Union Bank in 2001 and successfully launched American Express Card as National Sales Manager and later became the Business Manager for Amex Charge and Credit Cards. In 2004, he moved to the SME Division as Business Manager for Running Finance product where he managed a portfolio of Rs 14 billion. In 2006, Union got acquired by Standard Chartered and he continued there as Business Head in SME until April 2008.

Mr. Shahram joined Silkbank in May 2008 as Head, Consumer Banking Business and was elevated as Group Head Retail Banking in September 2016. He was serving as Director Retail & Consumer Banking since April 2018 prior to assuming his current position.

Mr. Bakhtiari holds MBA degree in Marketing


Mr. Khalid Aziz Mirza was elected as an Independent Director on the Board in August 2014 and was re-elected as a Director by the shareholders of the Bank in August 2017 and August 2020. He is also a Chairman of the HR Committee of the Board.

Mr. Mirza is a Master of Commerce (M. Com) from University of Punjab, Lahore, Pakistan and has about 55 years of work experience.

Mr. Mirza served for 14 years in various positions in Investment Corporation of Pakistan (ICP), and Credit & Finance Corporation London, Subsequently, for about two decades, he remained on the professional executive staff of the International Finance Corporation (IFC) (Member, World Bank Group). Besides this, he has also served as founding Chairman, Securities & Exchange Commission of Pakistan (three years); Sector Manager for Financial Sector Development, East Asia & Pacific Region, The World Bank, Washington DC, USA (about four years); Chairman and Chief Executive Monopoly Control Authority (one year); founding Chairman and Chief Executive Competition Commission of Pakistan (three years); and Member, Competition Appellate Tribunal (about eight months). Mr. Mirza joined the Lahore University of Management Sciences (LUMS) in 2010 and is at present Professor of Practice.

Mr. Mirza is also an Independent Director and Chairman of the Board of Orix Leasing Pakistan Limited & Awwal Modaraba and an Independent Director on the Board of Murree Brewery Company Limited.

Significant among his regular consultancy assignments are Finance Consultant, WAPDA; Advisor, Investment Climate Reforms Unit, Government of Punjab; Evaluator, Investment Evaluation Unit, The World Bank Group; and Advisor to the Board of the Damen Support Programme, Lahore, an NGO dedicated to women empowerment through provision of microfinance.


Mr. Rashid Akhtar Chughtai was elected as an Independent Director on the Board of the Bank in August 2017 and was re-elected as a Director by the shareholders of the Bank in August 2020. He is also a member of HR Committee of the Board.
Mr. Chughtai is an Economist/Banker by profession and has over 46 years of experience. He has served on various positions in the Banking Industry and other companies and has also served as Deputy Governor of State Bank of Pakistan, Chairman of Islamabad Stock Exchange, President & CEO of ZTBL & SME Bank Limited, and Director of National Commodity Exchange.
Mr. Chughtai holds a master’s degree in economics from Peshawar University and other professional qualifications from different national and international bodies. He has further attended numerous international conferences, courses, seminars and meetings.


Mr. Tariq Iqbal Khan was elected as an Independent Director on the Board of the Bank in December 2010 and was also re-elected as a Director by the shareholders of the Bank in August 2011, August 2014, August 2017 and in August 2020 and has held this position since then. He is also a Chairman of the Risk Committee and member of Audit Committee of the Board.

Mr. Khan is the Ex-Chairman of National Investment Trust Limited. He has also served on various positions in Federal Board of Revenue (FBR) and Securities and Exchange Commission of Pakistan (SECP). Mr. Khan has also played a significant role as Pakistan Banks Association’s Chairman. Mr. Khan is a Chartered Accountant by profession and has over 41 years of experience. He has served on the Boards of various other banks and companies. Currently he holds directorship in the following listed companies:

S. No.

Name of Organization

Position Held

Listed Companies



National Refinery Limited



Packages Limited



Pakistan Oil Fields



Interloop Limited


Non-Profit Organization



Islamic International Medical Trust



High Altitude Sustainability Trust



Pakistan Academy of Engineering Endowment Fund



Human Element Foundation



Mr. Zubair Nawaz Chattha has been associated with the family business since his early days. He bears an impressive profile detailing an unprecedented track record bedecked and evenly interspersed with illustrious achievements and services on various fronts during his professional career.

From his educational record to professional acumen, Mr. Zubair Nawaz Chattha stands out par excellence. After completing his B.A, he went for a graduation in law and completed his LLB in 1992. He also holds degree of LLM. On the academic front he has had renowned institutions among his alma maters, including University of Punjab, Lahore and Harvard Law School USA.

Mr. Zubair Nawaz Chattha belongs to a business family owning businesses with the brand name “Gourmet” in Pakistan. After completing his education, he joined his family business with his father and brother. At the time Gourmet was operating with sweets and bakers retail shops in Lahore and 03 production units. He introduced the idea of production of carbonated soft drinks under the brand name Gourmet. It was a tough decision to compete well established brands in the Soft drink industry. It was his vision and commitment through which he was able to introduce Gourmet brand as an alternate option in the beverage industry which was previously dominated by Multinationals.

He managed the portfolio of food related items and promoted the Family brand “Gourmet” by introducing marketing and integration strategies. He was instrumental in setting up dairy and confectionary units and acquiring a sugar mill. He also introduced and promoted the “Conglomerate Diversification” by venturing into other business including Gourmet Petroleum, investment in banking sector through equity investment in Silkbank where the group holds 12.5% of the bank’s paid up capital and acquisition of News TV channel. His vision is to introduce “Gourmet” worldwide as a Pakistani Brand. He is at present planning to expand the business in UK and UAE.

Mr. Zubair joined Police Service Pakistan (PSP) through qualifying the competitive examination in 1995. After completing the training for PSP he remained posted on various sensitive positions. All these public sector positions required highest level of administrative capabilities. Mr. Zubair demonstrated extraordinary skill and expertise in handling complex situations on these assignments. During his service he remained on leave in different periods for attending to the new gourmet projects. He resigned from government service and his resignation was accepted w.e.f August 1, 2016.


Mr. Qureshi was appointed as Non-Executive Director on the Board of the Bank on November 12, 2019 and was re-elected as a Director by the shareholders of the Bank in August 2020. He is also a Chairman of the Audit Committee and member of Risk and IT Committee of the Board.
Almost 3 decades of professional experience across Public & Private sector organizations in both multinational & local institutions. Spearheading multifaceted roles in Treasury & Capital Markets, Corporate & Investment Banking, and other functions of Wholesale Banking.
Mr. Masroor has served as member of Board of Directors of various institutions in both, Public & Private Sector Organization in Pakistan.
Mr. Qureshi holds a Master Degree in Public Administration from Harvard University, USA and a Master Degree in Business Administration from Institute of Business Administration, Karachi University. He is also a Fellow, Edward S. Mason Program in Public Policy & Management, Harvard University, USA.

Mrs. Samia Shahzad Murad

Mrs. Samia Shahzad Murad was elected as Director on the Board of the Bank by the shareholders in an election of directors, held on August 11, 2020.

Mrs. Samia Shahzad Murad graduated from Punjab University with major subjects being Economics & Political Sciences. She started teaching in Beaconhouse Public School in Karachi and Islamabad.

Since 2003, Mrs. Samia Shahzad associated with AEO Pakistan which is the official liaison office of prestigious and top-ranked universities from Australia, UK, USA, Canada, New Zealand, UAE and Malaysia providing a full spectrum of services for studying including counseling / placement services, IELTS Testing and IELTS Preparation. Mrs. Samia working as an IELTS Administrator and later was given the additional responsibility of running the business in Karachi as “Senior Consultant”. As IELTS Administrator, she is responsible for the successful operation of the IELTS Department and ensuring compliance of all policies set by the IELTS Organization. This includes ensuring that testing is carried out in a manner that preserves the security and integrity of the IELTS test.