Salary Premium Plus
Silkbank’s Salary Premium Plus Account is a complete banking solution that offers additional perks and benefits along with smooth and efficient salary processing to ensure that you enjoy unparalleled insurance coverage plans, transactional benefits, convenience, specialized consumer products in addition to exceptional service and security of funds all in one account. Our highly qualified, trained and dedicated Relationship Managers deliver a personalized banking experience to ensure seamless and best in class banking service.
As a Silkbank Salary Premium Plus Account Holder, you can avail a host of financial convenience, protection and lifestyle benefits.
- Efficient salary processing
- Provides an entire range of products and services with easy processing
- Transactional, Convenience, Protection and Lifestyle benefits
Transaction & Convenience Benefits:
Free Cheque Book
With your Silkbank Salary Premium Plus Account, you are entitled to a cheque book allowing you instant access to your funds.
Free Pay order/Demand draft:
Silkbank Salary Premium Plus Account enables you to issue pay orders and demand drafts from your account as per the Bank’s Schedule of Charges.
Free E-Statements & SMS alerts
With the Silkbank Salary Premium Plus Account, you can now get free SMS alerts for ADC transactions on your account. You can also receive E-statements through your email account at a frequency of your choice free.
Free VISA Debit Card
With Salary Premium Plus, you can now enjoy free visa debit card!
Free Internet Banking-Silkdirect
With the Silkbank Salary Premium Plus Account, you can experience internet banking Silkdirect free of charge. You can view balances, avail services and conduct transactions at your own time and convenience!
Free
Mobile Banking-Silkmobile
You can experience mobile banking through Silkbank’ s own SilkMobile app, free
of charge. You can view balances, avail many services and conduct transactions
at your own time and convenience.
Silkbank
Salary premium plus Advance Salary facility enables you to avail upto 50% one
month’s net, which you can utilize in case of a cash based emergency or to meet
any unforeseen needs.
Advance Salary
Silkbank Salary premium plus Advance Salary facility enables you to avail upto 50% one month’s net, which you can utilize in case of a cash based emergency or to meet any unforeseen needs.
LIFESTYLE BENEFITS
Enjoy Cash & Shopping Access through VISA Debit Card
– Free
Cash Protection
Worry-free Cash Withdrawals
Liberate yourself from the fear of being robbed of your cash. Silkbank Salary Premium Plus Account provides you coverage against hold-up and cash snatching up to Rs. 50,000 per annum for ATM and over-the-counter cash withdrawals across Pakistan.Through this facility you are covered for ATM
cash withdrawal snatching within a 2 km radius from the ATM as long as you inform
the Bank within 30 minutes of withdrawing your cash. You are also covered for
over-the-counter cash withdrawal snatching within a 1 km radius from the
Silkbank branch where you made the withdrawal as long as you inform the Bank
within 30 minutes of withdrawing your cash. Four such theft instances per year
will be covered and the aggregate cover amount will be Rs. 50,000. The coverage
applies to the primary account holder or authorized signatory.
Incidents Not Covered
- Strikes, war, riots, civil commotion and terrorism
- Fraud or dishonesty by the account holder’s employees - permanent or contractual
- Cash withdrawals made by any person other than the account holder
Claims
Process
To file a claim, contact your nearest Silkbank branch or call Silkbank Contact
Center on 021-111-100-777 to inform about the incident immediately. Once your
incident has been reported, fill out the Insurance Claim Form, which is
available at all Silkbank branches.
Please also attach the following documents with it:
- ATM receipt (in case of ATM withdrawals)
- Bank statement (in case of over-the-counter withdrawals)
- Police report
- CNIC copy
- Other important documents (specified by the Bank)