Salary Premium Plus

Silkbank’s Salary Premium Plus Account is a complete banking solution that offers additional perks and benefits along with smooth and efficient salary processing to ensure that you enjoy unparalleled insurance coverage plans, transactional benefits, convenience, specialized consumer products in addition to exceptional service and security of funds all in one account. Our highly qualified, trained and dedicated Relationship Managers deliver a personalized banking experience to ensure seamless and best in class banking service.

As a Silkbank Salary Premium Plus Account Holder, you can avail a host of financial convenience, protection and lifestyle benefits.

  • Efficient salary processing
  • Provides an entire range of products and services with easy processing
  • Transactional, Convenience, Protection and Lifestyle benefits

You will also be entitled to a host of banking facilities including cheque books, pay orders, intercity transactions and VISA Debit Card.

To find out more about the Salary Premium Plus Account and to start your payroll relationship with Silkbank, call now at 021-111-100-333 or visit your nearest Silkbank branch.

Transaction & Convenience Benefits:

Free Cheque Book

With your Silkbank Salary Premium Plus Account, you are entitled to a cheque book allowing you instant access to your funds.

Free Pay order/Demand draft:

Silkbank Salary Premium Plus Account enables you to issue pay orders and demand drafts from your account as per the Bank’s Schedule of Charges.

Free E-Statements & SMS alerts

With the Silkbank Salary Premium Plus Account, you can now get free SMS alerts for ADC transactions on your account. You can also receive E-statements through your email account at a frequency of your choice free.

Free VISA Debit Card

With Salary Premium Plus, you can now enjoy free visa debit card!

Free Internet Banking-Silkdirect

With the Silkbank Salary Premium Plus Account, you can experience internet banking Silkdirect free of charge. You can view balances, avail services and conduct transactions at your own time and convenience!

Free Mobile Banking-Silkmobile

You can experience mobile banking through Silkbank’ s own SilkMobile app, free of charge. You can view balances, avail many services and conduct transactions at your own time and convenience.
Silkbank Salary premium plus Advance Salary facility enables you to avail upto 50% one month’s net, which you can utilize in case of a cash based emergency or to meet any unforeseen needs.

Advance Salary

Silkbank Salary premium plus Advance Salary facility enables you to avail upto 50% one month’s net, which you can utilize in case of a cash based emergency or to meet any unforeseen needs.

LIFESTYLE BENEFITS


Enjoy Cash & Shopping Access through VISA Debit Card – Free

You can now avail a host of special discounts and privileges at over 100 outlets nationwide with your Silkbank VISA Debit Card. Your free VISA Debit Card can be utilized at over 54,000 retailers in Pakistan and millions internationally. You can also use it to withdraw cash at over 4,500 ATMs nationwide including Silkbank’s own network

Cash Protection

Worry-free Cash Withdrawals

Liberate yourself from the fear of being robbed of your cash. Silkbank Salary Premium Plus Account provides you coverage against hold-up and cash snatching up to Rs. 50,000 per annum for ATM and over-the-counter cash withdrawals across Pakistan.

Through this facility you are covered for ATM cash withdrawal snatching within a 2 km radius from the ATM as long as you inform the Bank within 30 minutes of withdrawing your cash. You are also covered for over-the-counter cash withdrawal snatching within a 1 km radius from the Silkbank branch where you made the withdrawal as long as you inform the Bank within 30 minutes of withdrawing your cash. Four such theft instances per year will be covered and the aggregate cover amount will be Rs. 50,000. The coverage applies to the primary account holder or authorized signatory.

Incidents Not Covered

  • Strikes, war, riots, civil commotion and terrorism
  • Fraud or dishonesty by the account holder’s employees - permanent or contractual
  • Cash withdrawals made by any person other than the account holder

Claims Process
To file a claim, contact your nearest Silkbank branch or call Silkbank Contact Center on 021-111-100-777 to inform about the incident immediately. Once your incident has been reported, fill out the Insurance Claim Form, which is available at all Silkbank branches.


Please also attach the following documents with it:

  • ATM receipt (in case of ATM withdrawals)
  • Bank statement (in case of over-the-counter withdrawals)
  • Police report
  • CNIC copy
  • Other important documents (specified by the Bank)

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