Smart Plan

Enjoy the flexibility to purchase and pay for your commodity needs with Silkbank Personal Loan Smart Plan. It is the most convenient product which provides end to end solutions to make your occasions more memorable. Whether your house needs an upgrade, planning a dream wedding or need accessories for child education, Smart plan has got you covered. A range of product categories to choose from together with multiple discount options and flexible payment tenures of up to 5 years. Silkbank Personal Loan Smart Plan helps you fulfil your needs with flexibility and convenience because “Apnon k liye kuch bhi”.

Features and benefits

  • Loan amount up to Rs. 2 million
  • Flexible tenures of 1-5 years
  • Avail multiple products on exciting DISCOUNTED PRICE
  • Get cash against the remaining approved limit
  • No security, no collateral
  • Pre & Partial payment option available

  • Pakistani residents
  • Salaried individuals
  • Age: 21 - 65 years
  • Income: minimum Rs. 40,000/- monthly
  • Offered in major cities of Pakistan: Karachi, Lahore, Rawalpindi, Islamabad, Hyderabad, Peshawar, Multan & Faisalabad.
To apply for Silkbank Personal Loan, email at or visit your nearest Silkbank Branch.

Exclusive Discounts

S.No. Partners Offer Discount Product List Brochure
1 Gold Mark 25% discount on Diamond jewellery only
2 Jofa 25% discount on Diamond jewellery only
3 Diamond Gallery 25% discount on Diamond jewellery only
4 Habitt Furniture 10% discount Download Download
5 Gourmet Marquee 20% discount
6 Gerry’s Travel 25% Discount on travel packages
7 Dawlance (Home Appliances) 15% Download Download
8 Honda Depending upon product Download Download
9 Samsung Mobile 7% Download Download
10 IPhone 7% Download Download
11 Dell 9% Download Download
12 Kenwood (Home Appliances) 15% Download
13 Homage 15%
14 Almas Jewellers 50% on the making Download
15 Canon 10% Download
16 Nikai 10% Download
EMI Apply Online Refer a Friend Frequently Asked Questions Schedule of Charges Glossary

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