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Deposits

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process for In-Branch Customer

Enjoy a seamless start to your banking journey with Silkbank's hassle-free and assisted in-branch account opening process.

Account Opening Process for Digital Onboarding

Stay tuned for our upcoming digital onboarding process, which will simplify account opening with a quick, secure, and convenient online experience. Launching soon!

Asaan Account

Banking made easy with Silkbank Asaan Account.

All in One Account

Experience convenience and flexibility with Silkbank All-in-One Account.

Basic Banking Account

Experience hassle-free banking with Silkbank Basic Banking Account.

Salary Premium Plus

Get more out of your salary with Silkbank Salary Premium Account Plus.

Business Value Account Plus

Maximize your business potential with Silkbank Business Value Account Plus.

Online Express

Bank from anywhere, anytime with Silkbank Online Express.

Munafa Rozana

Save more and earn more with Silkbank Munafa Rozana Savings Account.

PLS Savings

Enjoy exclusive privileges with Silkbank PLS Account.

Super Saver

Maximize your savings with Silkbank Super Saving Account.

Flexi Munafa Term Deposit

Get the best returns on your savings with Silkbank Flexi Munafa Term Deposit Account.

Salana Munafa

Make your savings grow with Silkbank's Salana Munafa Account.

Mahana Munafa

Get monthly profits on your savings with Silkbank's Mahana Munafa Account.

Special Notice Deposit Account

Earn competitive interest with flexible 7- or 30-day terms and secure withdrawals with advanced notice.

Other Term Deposit

Grow your savings with Silkbank Rupee Term Deposit.

Foreign Currency Account

Diversify your wealth and simplify international transactions with our Foreign Currency Account. Manage multiple currencies with ease and enjoy competitive exchange rates.

Become a Silkbank Agent

Banks, exchange companies, and money transfer firms are invited to explore opportunities and become Silkbank agents.

Silk Fauree Transfer

Make sending and receiving funds instantly and for free from abroad easier than ever.

Western Union

Send remittances worldwide with Western Union and collect instantly at any Silkbank branch in Pakistan.

Sohni Dharti Remittance Program

The program offers exclusive incentives for sending funds to Pakistan through formal banking channels.

Loan

Consumer
SME

Consumer
SME

Personal Loan

Personal Loan is there to make your dreams come true by giving you the cash you need for your personal use.

Personal Loan Smart Plan

Silkbank Personal Loan Smart Plan helps you fulfil your needs with flexibility and convenience with payment tenures of up to 5 years.

Readyline

Silkbank Ready Line is an evergreen running finance facility which provides you speedy access to credit line with complete peace of mind and utmost convenience.

M’Power

Silkbank`s M’Power is a running finance facility which is structured to helps you to leverage every business opportunity that comes your way

SME Cash Ease

A liquidity solution for SME level businesses to maintain a profitable working relationship with their client companies.

SME Relationship

Silkbank’s SME Banking Group offers banking facilities for individuals and companies which are categorized by the State Bank as SMEs.

SME Agri

SME-Agri is specifically designed for agri-based customers as it accommodates cash flow and enables them to meet their requirements.

E-Delivery Channels

Silkbank Digital

With Silkbank Digital Internet Banking service you can access and manage your accounts anywhere, anytime.

E-Statements

Simplify your life with Silkbank E-statement. You can request e-statement on a daily, weekly, monthly, quarterly, half- yearly or annual frequency via email.

Inter Bank Fund Transfer

Introducing the enhanced International Bank Account Number (IBAN) to enable you to easily and conveniently conduct international transactions

Phone Banking

Banking on finger tips with Silkbank Phone Banking, ensure that your financial needs are taken care of with ultimate accessibility, convenience and security, 24/7 throughout the year.

SMS Alerts

Silkbank SMS Alerts Offer our customers the ability to stay informed around the clock, anywhere, any time.

Utility Bills Payment Services

Pay utility bills or top up mobile phones using Silkbank VISA Debit Card (VDC) at any Silkbank ATM or using Silk Mobile around the clock, free of charge!

Silk Mobile

An amazing and innovative Mobile banking app that provides you with convenience and ease of performing secure transactions on the go, Anywhere, Anytime!

SMS Banking

Banking on the go with Silkbank SMS Banking. Once you register for SMS banking, you will receive detailed SMS with short codes for various services.

Whatsapp Banking

Silkbank Whatsapp banking allows you to perform various banking operations over Whatsapp through your registered mobile accounts.

Cards

Credit Cards
Debit Cards

Silkbank Credit Cards
Silkbank Debit Cards

VISA Signature Credit Card

Enter The Premium World Of Silkbank Visa Signature Credit Card, Which is Unique in Nature, Just Like You

VISA Platinum Credit Card

Silkbank VISA Platinum Credit Card has been designed to complement your premium lifestyle,

VISA Gold Credit Card

Silkbank VISA Gold Credit Card opens up a world of opportunities and flexibility for you

VISA Classic Credit Card

Silkbank VISA Classic Credit Card has been designed for ease of use, global recognition, and acceptance

Mastercard Platinum Credit Card

The Silkbank Platinum Mastercard credit Card is for people who want life to be more rewarding.

Mastercard Titanium Credit Card

The Silkbank Titanium Credit Card, crafted for the most discerning customers, improves your lifestyle.

Mastercard Gold Credit Card

The Silkbank Gold Mastercard is your lifestyle ally, offering you discounts and extra perks on dining etc

Mastercard Standard Credit Card

The Mastercard Standard tier credit card is the beginner tier available, still comes with plenty of perks.

Platinum Debit Card

Silkbank Platinum Debit Card Provides better security than ever with enhanced.

Gold Debit Card

A card to match your lifestyle. Silkbank Gold Debit card with unique discount offerings on 500+ brands.

Classic Debit Card

Access your funds anytime of the day with Silkbank Classic Debit card. Now with higher and better transactional wants

PayPak Debit Card

Silkbank PayPak Debit card provides a smooth experience to its user. Any time of the day.

Emaan Islamic Banking

Discounts

M.R Foods (Café Aylanto Lhr)

25% Discount

Valid till 2025-04-30

M.R Foods (Café Aylanto Lhr)

Offered Discounts

Debit Card

platinum : 25% (Max Discount Cap Rs. 5,000)

Valid till: 2025-04-30

Nazir Foods (Café Aylanto Isb)

25% Discount

Valid till 2025-04-30

Nazir Foods (Café Aylanto Isb)

Offered Discounts

Debit Card

platinum : 25% (Discount Cap Rs. 5000/)

Valid till: 2025-04-30

Kids Collcetion

20% Discount

Valid till 2025-12-31

Kids Collcetion

Offered Discounts

Debit Card

platinum : 20%

gold/classic/islamic/ready line : 20%

Valid till: 2025-12-31

Laptab.Com.Pk

15% Discount

Valid till 2025-12-31

Laptab.Com.Pk

Offered Discounts

Debit Card

platinum : 15% only online payments only

gold/classic/islamic/ready line : 15% only online payments only

Credit Card

visa signature : 15% only online payments only

visa platinum : 15% only online payments only

visa classic : 15% only online payments only

visa gold : 15% only online payments only

mastercard platinum : 15% only online payments only

mastercard titanium : 15% only online payments only

mastercard gold : 15% only online payments only

mastercard standard : 15% only online payments only

Valid till: 2025-12-31

Colour Zone

10% Discount

Valid till 2025-12-31

Colour Zone

Offered Discounts

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Valid till: 2025-12-31

Be Smart

15% Discount

Valid till 2025-12-31

Be Smart

Offered Discounts

Debit Card

platinum : 15%

gold/classic/islamic/ready line : 10%

Credit Card

visa signature : 15%

visa platinum : 15%

visa gold : 10%

visa classic : 10%

mastercard platinum : 15%

mastercard titanium : 15%

mastercard gold : 10%

mastercard standard : 10%

Valid till: 2025-12-31

Qb'z Maison de The

30% Discount

Valid till 2025-12-31

Qb'z Maison de The

Offered Discounts

Debit Card

platinum : 25%

gold/classic/islamic/ready line : 10%

Credit Card

visa signature : 30%

visa platinum : 25%

visa gold : 10%

visa classic : 10%

mastercard platinum : 25%

mastercard titanium : 25%

mastercard gold : 20%

mastercard standard : 10%

Valid till: 2025-12-31

Metropole Laboratries

25% Discount

Valid till 2025-12-31

Metropole Laboratries

Offered Discounts

Debit Card

platinum : 25%

gold/classic/islamic/ready line : No

Valid till: 2025-12-31

Eithad Airways

10% Discount

Valid till 2025-12-31

Eithad Airways

Offered Discounts

Debit Card

platinum : 7% on net fare in economy class & 5% on net fare in business class on Website only

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

Four Points by Sheraton

50% Discount

Valid till 2025-12-31

Four Points by Sheraton

Offered Discounts

Debit Card

platinum : 50% Discount on room rack rate

gold/classic/islamic/ready line : 50% Discount on room rack rate

Credit Card

visa signature : 50% Discount on room rack rate

visa platinum : 50% Discount on room rack rate

visa gold : 50% Discount on room rack rate

visa classic : 50% Discount on room rack rate

mastercard platinum : 50% Discount on room rack rate

mastercard titanium : 50% Discount on room rack rate

mastercard gold : 50% Discount on room rack rate

mastercard standard : 50% Discount on room rack rate

Valid till: 2025-12-31

Xavion The Coffee House

15% Discount

Valid till 2025-12-31

Xavion The Coffee House

Offered Discounts

Debit Card

platinum : 15%

gold/classic/islamic/ready line : 10%

Credit Card

visa signature : 15%

visa platinum : 15%

visa gold : 10%

visa classic : 10%

mastercard platinum : 15%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Valid till: 2025-12-31

Shangrilla Hotels & Resort(Skardu)

25% Discount

Valid till 2025-12-31

Shangrilla Hotels & Resort(Skardu)

Offered Discounts

Credit Card

visa signature : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

visa platinum : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

visa gold : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

visa classic : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

mastercard platinum : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

mastercard titanium : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

mastercard gold : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

mastercard standard : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

Debit Card

platinum : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

gold/classic/islamic/ready line : 20% on room Rack rates and 25% on Room Rack rates for Silkbank employees

Valid till: 2025-12-31