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Deposits

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process for In-Branch Customer

Enjoy a seamless start to your banking journey with Silkbank's hassle-free and assisted in-branch account opening process.

Account Opening Process for Digital Onboarding

Stay tuned for our upcoming digital onboarding process, which will simplify account opening with a quick, secure, and convenient online experience. Launching soon!

Asaan Account

Banking made easy with Silkbank Asaan Account.

All in One Account

Experience convenience and flexibility with Silkbank All-in-One Account.

Basic Banking Account

Experience hassle-free banking with Silkbank Basic Banking Account.

Salary Premium Plus

Get more out of your salary with Silkbank Salary Premium Account Plus.

Business Value Account Plus

Maximize your business potential with Silkbank Business Value Account Plus.

Online Express

Bank from anywhere, anytime with Silkbank Online Express.

Munafa Rozana

Save more and earn more with Silkbank Munafa Rozana Savings Account.

PLS Savings

Enjoy exclusive privileges with Silkbank PLS Account.

Super Saver

Maximize your savings with Silkbank Super Saving Account.

Flexi Munafa Term Deposit

Get the best returns on your savings with Silkbank Flexi Munafa Term Deposit Account.

Salana Munafa

Make your savings grow with Silkbank's Salana Munafa Account.

Mahana Munafa

Get monthly profits on your savings with Silkbank's Mahana Munafa Account.

Special Notice Deposit Account

Earn competitive interest with flexible 7- or 30-day terms and secure withdrawals with advanced notice.

Other Term Deposit

Grow your savings with Silkbank Rupee Term Deposit.

Foreign Currency Account

Diversify your wealth and simplify international transactions with our Foreign Currency Account. Manage multiple currencies with ease and enjoy competitive exchange rates.

Become a Silkbank Agent

Banks, exchange companies, and money transfer firms are invited to explore opportunities and become Silkbank agents.

Silk Fauree Transfer

Make sending and receiving funds instantly and for free from abroad easier than ever.

Western Union

Send remittances worldwide with Western Union and collect instantly at any Silkbank branch in Pakistan.

Sohni Dharti Remittance Program

The program offers exclusive incentives for sending funds to Pakistan through formal banking channels.

Loan

Consumer
SME

Consumer
SME

Personal Loan

Personal Loan is there to make your dreams come true by giving you the cash you need for your personal use.

Personal Loan Smart Plan

Silkbank Personal Loan Smart Plan helps you fulfil your needs with flexibility and convenience with payment tenures of up to 5 years.

Readyline

Silkbank Ready Line is an evergreen running finance facility which provides you speedy access to credit line with complete peace of mind and utmost convenience.

M’Power

Silkbank`s M’Power is a running finance facility which is structured to helps you to leverage every business opportunity that comes your way

SME Cash Ease

A liquidity solution for SME level businesses to maintain a profitable working relationship with their client companies.

SME Relationship

Silkbank’s SME Banking Group offers banking facilities for individuals and companies which are categorized by the State Bank as SMEs.

SME Agri

SME-Agri is specifically designed for agri-based customers as it accommodates cash flow and enables them to meet their requirements.

E-Delivery Channels

Silkbank Digital

With Silkbank Digital Internet Banking service you can access and manage your accounts anywhere, anytime.

E-Statements

Simplify your life with Silkbank E-statement. You can request e-statement on a daily, weekly, monthly, quarterly, half- yearly or annual frequency via email.

Inter Bank Fund Transfer

Introducing the enhanced International Bank Account Number (IBAN) to enable you to easily and conveniently conduct international transactions

Phone Banking

Banking on finger tips with Silkbank Phone Banking, ensure that your financial needs are taken care of with ultimate accessibility, convenience and security, 24/7 throughout the year.

SMS Alerts

Silkbank SMS Alerts Offer our customers the ability to stay informed around the clock, anywhere, any time.

Utility Bills Payment Services

Pay utility bills or top up mobile phones using Silkbank VISA Debit Card (VDC) at any Silkbank ATM or using Silk Mobile around the clock, free of charge!

Silk Mobile

An amazing and innovative Mobile banking app that provides you with convenience and ease of performing secure transactions on the go, Anywhere, Anytime!

SMS Banking

Banking on the go with Silkbank SMS Banking. Once you register for SMS banking, you will receive detailed SMS with short codes for various services.

Whatsapp Banking

Silkbank Whatsapp banking allows you to perform various banking operations over Whatsapp through your registered mobile accounts.

Cards

Credit Cards
Debit Cards

Silkbank Credit Cards
Silkbank Debit Cards

VISA Signature Credit Card

Enter The Premium World Of Silkbank Visa Signature Credit Card, Which is Unique in Nature, Just Like You

VISA Platinum Credit Card

Silkbank VISA Platinum Credit Card has been designed to complement your premium lifestyle,

VISA Gold Credit Card

Silkbank VISA Gold Credit Card opens up a world of opportunities and flexibility for you

VISA Classic Credit Card

Silkbank VISA Classic Credit Card has been designed for ease of use, global recognition, and acceptance

Mastercard Platinum Credit Card

The Silkbank Platinum Mastercard credit Card is for people who want life to be more rewarding.

Mastercard Titanium Credit Card

The Silkbank Titanium Credit Card, crafted for the most discerning customers, improves your lifestyle.

Mastercard Gold Credit Card

The Silkbank Gold Mastercard is your lifestyle ally, offering you discounts and extra perks on dining etc

Mastercard Standard Credit Card

The Mastercard Standard tier credit card is the beginner tier available, still comes with plenty of perks.

Platinum Debit Card

Silkbank Platinum Debit Card Provides better security than ever with enhanced.

Gold Debit Card

A card to match your lifestyle. Silkbank Gold Debit card with unique discount offerings on 500+ brands.

Classic Debit Card

Access your funds anytime of the day with Silkbank Classic Debit card. Now with higher and better transactional wants

PayPak Debit Card

Silkbank PayPak Debit card provides a smooth experience to its user. Any time of the day.

Emaan Islamic Banking

Discounts

Bed & Bath (Afroze Textile Pvt. Ltd)

15% Discount

Valid till 2025-12-31

Bed & Bath (Afroze Textile Pvt. Ltd)

Offered Discounts

Credit Card

visa signature : 15% on minimum spend on Rs. 5000/

visa platinum : 15% on minimum spend on Rs. 5000/

visa gold : 10% on minimum spend on Rs. 1000/

visa classic : 10% on minimum spend on Rs. 1000/

mastercard platinum : 15% on minimum spend on Rs. 5000/

mastercard titanium : 15% on minimum spend on Rs. 5000/

mastercard gold : 10% on minimum spend on Rs. 1000/

mastercard standard : 10% on minimum spend on Rs. 1000/

Debit Card

platinum : 15% on minimum spend on Rs. 5000/

gold/classic/islamic/ready line : 10% on minimum spend on Rs. 1000/

Valid till: 2025-12-31

Essences De Paris

20% Discount

Valid till 2025-12-31

Essences De Paris

Offered Discounts

Credit Card

visa signature : 20% Max Discount Cap Rs. 5,000.

visa platinum : 20% Max Discount Cap Rs. 5,000.

visa gold : 15% Max Discount Cap Rs. 5,000.

visa classic : 15% Max Discount Cap Rs. 5,000.

mastercard platinum : 20% Max Discount Cap Rs. 5,000.

mastercard titanium : 15% Max Discount Cap Rs. 5,000.

mastercard gold : 15% Max Discount Cap Rs. 5,000.

mastercard standard : 15% Max Discount Cap Rs. 5,000.

Debit Card

platinum : 20% Max Discount Cap Rs. 5,000.

gold/classic/islamic/ready line : 15% Max Discount Cap Rs. 5,000.

Valid till: 2025-12-31

Chen One

10% Discount

Valid till 2025-12-31

Chen One

Offered Discounts

Credit Card

visa signature : 10% Additional Discount on Apparels & Home Textile

visa platinum : 10% Additional Discount on Apparels & Home Textile

visa gold : 10% Additional Discount on Apparels & Home Textile

visa classic : 10% Additional Discount on Apparels & Home Textile

mastercard platinum : 10% Additional Discount on Apparels & Home Textile

mastercard titanium : 10% Additional Discount on Apparels & Home Textile

mastercard gold : 10% Additional Discount on Apparels & Home Textile

mastercard standard : 10% Additional Discount on Apparels & Home Textile

Debit Card

platinum : 10% Additional Discount on Apparels & Home Textile

gold/classic/islamic/ready line : 10% Additional Discount on Apparels & Home Textile

Valid till: 2025-12-31

Cinnabon

25% Discount

Valid till 2025-04-30

Cinnabon

Offered Discounts

Credit Card

visa signature : 25% (Discount Cap Rs. 5,000)

visa platinum : 15% (Discount Cap Rs. 2,000)

visa gold : 15% (Discount Cap Rs. 1,500)

mastercard platinum : 15% (Discount Cap Rs. 2,000)

mastercard titanium : 15% (Discount Cap Rs. 1,500)

mastercard gold : 15% (Discount Cap Rs. 1,500)

Debit Card

platinum : 15% (Discount Cap Rs. 2,000)

gold/classic/islamic/ready line : 15% (Discount Cap Rs. 1,500) Gold Only

Valid till: 2025-04-30

Steak by CFU

40% Discount

Valid till 2025-04-30

Steak by CFU

Offered Discounts

Credit Card

visa signature : 40% Max Discount Cap Rs. 10,000.

visa platinum : 25% Max Discount Cap Rs. 5,000.

visa gold : 25% Max Discount Cap Rs. 5,000.

Debit Card

platinum : 25% (Max Discount Cap Rs. 5,000)

Valid till: 2025-04-30

Chughtai Lab

10% Discount

Valid till 2025-12-31

Chughtai Lab

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

Dawaai.pk

25% Discount

Valid till 2025-12-31

Dawaai.pk

Offered Discounts

Credit Card

visa signature : 25% Max Discount Cap Rs. 2,000.

visa platinum : 15% Max Discount Cap Rs. 1000.

visa gold : No

visa classic : No

mastercard platinum : 15% Max Discount Cap Rs. 1000.

mastercard titanium : No

mastercard gold : No

mastercard standard : No

Valid till: 2025-12-31

Marham.Pk

15% Discount

Valid till 2025-12-31

Marham.Pk

Offered Discounts

Credit Card

visa signature : 15%

visa platinum : 15%

visa gold : 10%

visa classic : 10%

mastercard platinum : 15%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 15%

gold/classic/islamic/ready line : 15%

Valid till: 2025-12-31

International House of Luggage

20% Discount

Valid till 2025-12-31

International House of Luggage

Offered Discounts

Credit Card

visa signature : 20%

visa platinum : 20%

visa gold : 15%

visa classic : 15%

mastercard platinum : 20%

mastercard titanium : 20%

mastercard gold : 15%

mastercard standard : 15%

Debit Card

platinum : 20%

gold/classic/islamic/ready line : 15%

Valid till: 2025-12-31

Berlitz

40% Discount

Valid till 2025-12-31

Berlitz

Offered Discounts

Credit Card

visa signature : 25% and 40% discount to Silkbank employees

visa platinum : 25% and 40% discount to Silkbank employees

visa gold : 25% and 40% discount to Silkbank employees

visa classic : 25% and 40% discount to Silkbank employees

mastercard platinum : 25% and 40% discount to Silkbank employees

mastercard titanium : 25% and 40% discount to Silkbank employees

mastercard gold : 25% and 40% discount to Silkbank employees

mastercard standard : 25% and 40% discount to Silkbank employees

Debit Card

platinum : 25% and 40% discount to Silkbank employees

gold/classic/islamic/ready line : 25% and 40% discount to Silkbank employees

Valid till: 2025-12-31

Superior Group Colleges & University

40% Discount

Valid till 2025-12-31

Superior Group Colleges & University

Offered Discounts

Credit Card

visa signature : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

visa platinum : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

visa gold : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

visa classic : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

mastercard platinum : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

mastercard titanium : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

mastercard gold : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

mastercard standard : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

Debit Card

platinum : 30% discount on tuition fee of UnderGraduate & Master Program, 40% on College Level & 25% on Spirit school level.

gold/classic/islamic/ready line : 30% on Pathology, 25% on Imaging & Radiology, 20% on IPD,OPD and Covid PCR test Rs. 4000/

Valid till: 2025-12-31

FedEX

30% Discount

Valid till 2025-12-31

FedEX

Offered Discounts

Credit Card

visa signature : 30% (This offer is not applicable on 10 & 25 KG Boxs)

visa platinum : 30% (This offer is not applicable on 10 & 25 KG Boxs)

visa gold : 30% (This offer is not applicable on 10 & 25 KG Boxs)

visa classic : 30% (This offer is not applicable on 10 & 25 KG Boxs)

mastercard platinum : 30% (This offer is not applicable on 10 & 25 KG Boxs)

mastercard titanium : 30% (This offer is not applicable on 10 & 25 KG Boxs)

mastercard gold : 30% (This offer is not applicable on 10 & 25 KG Boxs)

mastercard standard : 30% (This offer is not applicable on 10 & 25 KG Boxs)

Debit Card

platinum : 30% (This offer is not applicable on 10 & 25 KG Boxs)

gold/classic/islamic/ready line : 30% (This offer is not applicable on 10 & 25 KG Boxs)

Valid till: 2025-12-31