Silkbank VISA Platinum Credit Card has been designed to complement your premium lifestyle, providing you exclusive privileges, luxury and best in class customer service, both in Pakistan and abroad.
With Silkbank VISA Platinum Credit Card, you enjoy a host of privileges which symbolize your success, including superior discount offers on dining, travel, health and online shopping along with Airport lounge access, providing you peace of mind when you travel. You also earn upto 1% cashback every time you pay using your Silkbank Credit Card.
Silkbank Visa Platinum Credit Cards come with Contactless technology for safer and faster transactions. Contactless transactions* do not require you to swipe or dip your card at POS (Point of Sale) terminals.
* Only available at supported POS (Point of Sales) terminals.
Silkbank Visa Platinum Credit Card is powered by EMV Chip & PIN technology. Chip & PIN is the next evolution of electronic payments in Pakistan, making your already safe credit card payment system even more secure. The PIN based transactions which were previously conducted only at ATMs will now also be available at Point of Sale (POS).
ZERO% Mark-up is your reward since you have always made your monthly card payments on time. Now you can transfer your current credit card balance to your Silkbank Credit Card - at ZERO% Mark-up for 12 months *only on Cards applied under 0% APR category
Create your own Silkbank Visa Platinum Credit Card with a photo of your choice, or choose from the brilliant images available in the image library online, or get a picture card with your portrait picture on the available card designs. It is all about your personality, your passion and your style – so make a statement with your Silkbank Visa Platinum Credit Card. Go to www.silkbank.com.pkand start designing now.
Silkbank Visa Platinum Credit Card invites you to a world of discounts of up to 50% at 600+ leading merchants in Pakistan, including categories such as Dining, Travel, Hotels, Online, Electronics, Apparel, Groceries, Recreation, etc. Please visit our website www.silkbank.com.pk/discounts for more information on the latest discount partners list.
As a Silkbank Visa Platinum Credit Cardholder, you can earn Cashback points on every retail transaction on your card. The accumulated Cashback can be redeemed anytime in either cashback credit by calling our 24/7 Phone Banking at 021-111-100-777 or instantly at any of our selected partner merchant outlets. Silkbank Visa Platinum Credit Card cashback points never expire, so you can sit back, relax, and redeem your points when it’s convenient for you. You can Enjoy up-to 1%* cashback every time you spend on your Silkbank Platinum Credit Card
** 0.25% cashback on Local spend, 0.50% cashback on International spend. Double cashback on Education category spend.
Accepted at over 27 million retail establishments worldwide
All Silkbank Credit Cards come with EMV Chip & PIN Technology which makes your card secure
You can enjoy flexible repayment facility by paying minimum payment of as little as 5% of outstanding amount. You also get to enjoy Free Credit up to 51 days.
Cash Withdrawal facility available 24 hours a day at any ATM across Pakistan and Worldwide through the Plus network
Avail up to 70% of the credit limit in form of cash with repayment flexibility of 3-60 months
Silkbank Visa Platinum Credit Card holders can pay a host of utility bills through Silkbank Internet Banking, Silkbank Mobile App and Silkbank ATMs.
Earn up to 1500 cashback points by referring a friend.
Free Credit up to 51 days
Silkbank Visa Platinum Credit Cardholders can participate in applicable Visa offers. Current offers can be viewed at pk.visamiddleeast.com
Avail free visits to premium gyms and health clubs with Silkbank Visa Platinum Credit Card, based on defined monthly spending. Please call Silkbank Phone Banking at 021-111-100-777 for the list of partner outlets and eligibility criteria or click here
As a Silkbank Visa Platinum Credit Cardholder, you can get up to 6 Supplementary Credit Cards for your family and friends and assign the limit for each card yourself. Call 021-111-100-777 to apply for supplementary cards.
Silkbank Visa Platinum Credit Card holders can enjoy complete repayment flexibility by enrolling for any of our Flexible Installment Plans. With a complete range of 0% mark-up offers on our Alliances offer covering products from all categories, you can rest assured you will find your desired product. So whether it’s balance transfer retail transactions, selected product ranges or a cash requirement, call 021-111-100-777 to book your Flexible Installment Plan now.
Verified by Visa (VBV) provides the Silkbank Visa Platinum Credit Cardholder complete peace of mind via stronger security measures and One Time Pin (OTP) based transaction confirmation, when conducting internet transactions. No more calling the Call Centre to enable e-commerce on your cards. Silkbank Visa Signature Credit Card is 24/7 internet ready.
Consolidate your debt smartly by transferring balance from up to 3 credit Cards (if your credit limit permits) in one go to your Silkbank credit card. You can choose to pay the transferred amount in installments by enrolling in a Flexible Installment Plan or pay as low as 5% of transferred amount each month.
As a Silkbank Visa Platinum Credit Cardholder, you get free access to Silkbank Internet Banking and SilkMobile app for smartphones, where you can enjoy the following facilities:
Credit Card Activation
Credit Card Balance Enquiry
Credit Card Transaction Enquiry
Latest Discounts & Deals Information
Guard Your Card Security – Block/Unblock your card easily for complete peace of mind
Bill Payments
Mobile Top-up
Other Banks’ Credit Card Bill Payments via 1-Bill
Credit Card Bill Payment
Value Added Services Enrollment
Silkbank is offering its Credit Card customers Annual Fee waiver on Supplementary Credit Card for Students only. Simply email the educational documents of the supplementary cardholder to creditcard@silkbank.com.pk to avail offer.
Silkbank offers a new feature for its Credit Card customers, allowing them to transfer funds from their Silkbank Credit Card to any other bank account. This convenient service makes it easier than ever for customers to manage their finances in a secure and hassle free manner. Currently, this service is available for customers via ATM only.
The present lounge programs in CEMEA will be replaced by fully digital solution Visa Airport Companion (VAC), offered by DragonPass.
To continue enjoying airport lounge services, cardholder will need to download the VAC app and enroll Silkbank Visa Platinum Credit Card.
Download App from Play store
Download App from Apple Store
VAC- Visa Airport Companion is a fully digital app-based experience that brings together features and benefits in a single, digital-first solution and offers several advantages for you:
Cardholders will only be able to access lounges by presenting their membership QR code from the mobile app to the lounge staff. If entitlements are available, they will be automatically deducted. If no entitlements are available, a charge of USD 32 will be made to the associated Visa card.
Silkbank places great emphasis on the health of its VISA Platinum Credit Card customers and offers them free visits to premium gyms and health clubs
Please refer to the discount section for the latest offers.
Earn up to 1500 cashback points by referring a friend. Click here
Total Coverage of upto PKR 5 Million
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount i.e. 1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement cardholder outstanding balance and equal amount to the legal heirs of cardholder)
]Insurance company will pay twice the minimum payment (Maximum up to Rs. 50,000 per month) for maximum period of 12 months during cardholders coverage period (minimum amount payment to bank and same monthly amount to cardholder as well)
Insurance company will pay Rs. 100,000 to the legal heirs of cardholder
Extend your spend power according to your need by increasing the Credit Card limit. This feature can be availed by contacting Silk Bank helpline or by requesting via WhatsApp banking