Silkbank VISA Gold Credit Card opens up a world of opportunities and flexibility for you. Your card can be used at over 30 million establishments worldwide including over 10,000 in Pakistan.
Silkbank VISA Gold Credit Card is your lifestyle companion which offers you discounts and other rewards on dining, hotels, travel, apparel and online shopping. You enjoy a host of benefits including cashback every time you spend and complete peace of mind when you shop online with Verified by VISA (VbV).
Silkbank Visa Gold Credit Cards come with Contactless technology for safer and faster transactions. Contactless transactions* do not require you to swipe or dip your card at POS (Point of Sale) terminals.
* Only available at supported POS (Point of Sales) terminals.
Silkbank Visa Gold Credit Card is powered by EMV Chip & PIN technology. Chip & PIN is the next evolution of electronic payments in Pakistan, making your already safe credit card payment system even more secure. The PIN based transactions which were previously conducted only at ATMs will now also be available at Point of Sale (POS).
ZERO% Mark-up is your reward since you have always made your monthly card payments on time. Now you can transfer your current credit card balance to your Silkbank Credit Card - at ZERO% Mark-up for 12 months *only on Cards applied under 0% APR category
Create your own Silkbank Visa Gold Credit Card with a photo of your choice, or choose from the brilliant images available in the image library online, or get a picture card with your portrait picture on the available card designs. It is all about your personality, your passion and your style – so make a statement with your Silkbank Visa Gold Credit Card. Go to www.silkbank.com.pk and start designing now.
Silkbank Visa Gold Credit Card invites you to a world of discounts at 600+ leading merchants in Pakistan, including categories such as Dining, Travel, Hotels, Online, Electronics, Apparel, Groceries, Recreation, etc. Please visit our website www.silkbank.com.pk/discounts for more information on the latest discount partners list.
As a Silkbank Visa Gold Credit Cardholder, you can earn Cashback points on every retail transaction on your card. The accumulated Cashback can be redeemed anytime in either cashback credit by calling our 24/7 Phone Banking at 021-111-100-777 or instantly at any of our selected partner merchant outlets. Silkbank Visa Gold Credit Card cashback points never expire, so you can sit back, relax, and redeem your points when it’s convenient for you. You can Enjoy up-to 0.50%* cashback every time you spend on your Silkbank Gold Credit Card
** 0.25% cashback on Local spend, 0.50% cashback on International spend. Double cashback on Education category spend.
Accepted at over 27 million retail establishments worldwide
All Silkbank Credit Cards come with EMV Chip & PIN Technology which makes your card secure
You can enjoy flexible repayment facility by paying minimum payment of as little as 5% of outstanding amount. You also get to enjoy Free Credit up to 51 days.
Cash Withdrawal facility available 24 hours a day at any ATM across Pakistan and Worldwide through the Plus network
Avail up to 70% of the credit limit in form of cash with repayment flexibility of 3-60 months
Silkbank Visa Gold Credit Card holders can pay a host of utility bills through Silkbank Internet Banking, Silkbank Mobile App and Silkbank ATMs.
Earn up to 1500 cashback points by referring a friend.
Free Credit up to 51 days
Silkbank Visa Gold Credit Cardholders can participate in applicable Visa offers. Current offers can be viewed at pk.visamiddleeast.com
As a Silkbank Visa Gold Credit Cardholder, you can get up to 6 Supplementary Credit Cards for your family and friends and assign the limit for each card yourself. Call 021-111-100-777 to apply for supplementary cards.
Silkbank Visa Gold Credit Card holders can enjoy complete repayment flexibility by enrolling for any of our Flexible Installment Plans. With a complete range of 0% mark-up offers on our Alliances offer covering products from all categories, you can rest assured you will find your desired product. So whether it’s balance transfer retail transactions, selected product ranges or a cash requirement, call 021-111-100-777 to book your Flexible Installment Plan now.
Verified by Visa (VBV) provides the Silkbank Visa Gold Credit Cardholder complete peace of mind via stronger security measures and One Time Pin (OTP) based transaction confirmation, when conducting internet transactions. No more calling the Call Centre to enable e-commerce on your cards. Silkbank Visa Signature Credit Card is 24/7 internet ready.
Consolidate your debt smartly by transferring balance from up to 3 credit Cards (if your credit limit permits) in one go to your Silkbank credit card. You can choose to pay the transferred amount in installments by enrolling in a Flexible Installment Plan or pay as low as 5% of transferred amount each month.
As a Silkbank Visa Gold Credit Cardholder, you get free access to Silkbank Internet Banking and SilkMobile app for smartphones, where you can enjoy the following facilities:
Credit Card Activation
Credit Card Balance Enquiry
Credit Card Transaction Enquiry
Latest Discounts & Deals Information
Guard Your Card Security – Block/Unblock your card easily for complete peace of mind
Bill Payments
Mobile Top-up
Other Banks’ Credit Card Bill Payments via 1-Bill
Credit Card Bill Payment
Value Added Services Enrollment
Earn up to 1500 cashback points by referring a friend. Click here
Silkbank is offering its Credit Card customers Annual Fee waiver on Supplementary Credit Card for Students only. Simply email the educational documents of the supplementary cardholder to creditcard@silkbank.com.pk to avail offer.
Silkbank offers a new feature for its Credit Card customers, allowing them to transfer funds from their Silkbank Credit Card to any other bank account. This convenient service makes it easier than ever for customers to manage their finances in a secure and hassle free manner. Currently, this service is available for customers via ATM only.
Total Coverage of upto PKR 5 Million
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder)
Insurance company will pay 2 times of outstanding amount i.e. 1 multiple to bank for the settlement of cardholder outstanding balance and equal amount to the legal heirs of cardholder
Insurance company will pay 2 times of outstanding amount (1 multiple to bank for the settlement cardholder outstanding balance and equal amount to the legal heirs of cardholder)
]Insurance company will pay twice the minimum payment (Maximum up to Rs. 50,000 per month) for maximum period of 12 months during cardholders coverage period (minimum amount payment to bank and same monthly amount to cardholder as well)
Insurance company will pay Rs. 100,000 to the legal heirs of cardholder
Extend your spend power according to your need by increasing the Credit Card limit. This feature can be availed by contacting Silk Bank helpline or by requesting via WhatsApp banking