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Deposits

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process
Current Account
Saving Account
Term Deposit
Other Account
Remittances

Account Opening Process for In-Branch Customer

Enjoy a seamless start to your banking journey with Silkbank's hassle-free and assisted in-branch account opening process.

Account Opening Process for Digital Onboarding

Stay tuned for our upcoming digital onboarding process, which will simplify account opening with a quick, secure, and convenient online experience. Launching soon!

Asaan Account

Banking made easy with Silkbank Asaan Account.

All in One Account

Experience convenience and flexibility with Silkbank All-in-One Account.

Basic Banking Account

Experience hassle-free banking with Silkbank Basic Banking Account.

Salary Premium Plus

Get more out of your salary with Silkbank Salary Premium Account Plus.

Business Value Account Plus

Maximize your business potential with Silkbank Business Value Account Plus.

Online Express

Bank from anywhere, anytime with Silkbank Online Express.

Munafa Rozana

Save more and earn more with Silkbank Munafa Rozana Savings Account.

PLS Savings

Enjoy exclusive privileges with Silkbank PLS Account.

Super Saver

Maximize your savings with Silkbank Super Saving Account.

Flexi Munafa Term Deposit

Get the best returns on your savings with Silkbank Flexi Munafa Term Deposit Account.

Salana Munafa

Make your savings grow with Silkbank's Salana Munafa Account.

Mahana Munafa

Get monthly profits on your savings with Silkbank's Mahana Munafa Account.

Special Notice Deposit Account

Earn competitive interest with flexible 7- or 30-day terms and secure withdrawals with advanced notice.

Other Term Deposit

Grow your savings with Silkbank Rupee Term Deposit.

Foreign Currency Account

Diversify your wealth and simplify international transactions with our Foreign Currency Account. Manage multiple currencies with ease and enjoy competitive exchange rates.

Become a Silkbank Agent

Banks, exchange companies, and money transfer firms are invited to explore opportunities and become Silkbank agents.

Silk Fauree Transfer

Make sending and receiving funds instantly and for free from abroad easier than ever.

Western Union

Send remittances worldwide with Western Union and collect instantly at any Silkbank branch in Pakistan.

Sohni Dharti Remittance Program

The program offers exclusive incentives for sending funds to Pakistan through formal banking channels.

Loan

Consumer
SME

Consumer
SME

Personal Loan

Personal Loan is there to make your dreams come true by giving you the cash you need for your personal use.

Personal Loan Smart Plan

Silkbank Personal Loan Smart Plan helps you fulfil your needs with flexibility and convenience with payment tenures of up to 5 years.

Readyline

Silkbank Ready Line is an evergreen running finance facility which provides you speedy access to credit line with complete peace of mind and utmost convenience.

M’Power

Silkbank`s M’Power is a running finance facility which is structured to helps you to leverage every business opportunity that comes your way

SME Cash Ease

A liquidity solution for SME level businesses to maintain a profitable working relationship with their client companies.

SME Relationship

Silkbank’s SME Banking Group offers banking facilities for individuals and companies which are categorized by the State Bank as SMEs.

SME Agri

SME-Agri is specifically designed for agri-based customers as it accommodates cash flow and enables them to meet their requirements.

E-Delivery Channels

Silkbank Digital

With Silkbank Digital Internet Banking service you can access and manage your accounts anywhere, anytime.

E-Statements

Simplify your life with Silkbank E-statement. You can request e-statement on a daily, weekly, monthly, quarterly, half- yearly or annual frequency via email.

Inter Bank Fund Transfer

Introducing the enhanced International Bank Account Number (IBAN) to enable you to easily and conveniently conduct international transactions

Phone Banking

Banking on finger tips with Silkbank Phone Banking, ensure that your financial needs are taken care of with ultimate accessibility, convenience and security, 24/7 throughout the year.

SMS Alerts

Silkbank SMS Alerts Offer our customers the ability to stay informed around the clock, anywhere, any time.

Utility Bills Payment Services

Pay utility bills or top up mobile phones using Silkbank VISA Debit Card (VDC) at any Silkbank ATM or using Silk Mobile around the clock, free of charge!

Silk Mobile

An amazing and innovative Mobile banking app that provides you with convenience and ease of performing secure transactions on the go, Anywhere, Anytime!

SMS Banking

Banking on the go with Silkbank SMS Banking. Once you register for SMS banking, you will receive detailed SMS with short codes for various services.

Whatsapp Banking

Silkbank Whatsapp banking allows you to perform various banking operations over Whatsapp through your registered mobile accounts.

Cards

Credit Cards
Debit Cards

Silkbank Credit Cards
Silkbank Debit Cards

VISA Signature Credit Card

Enter The Premium World Of Silkbank Visa Signature Credit Card, Which is Unique in Nature, Just Like You

VISA Platinum Credit Card

Silkbank VISA Platinum Credit Card has been designed to complement your premium lifestyle,

VISA Gold Credit Card

Silkbank VISA Gold Credit Card opens up a world of opportunities and flexibility for you

VISA Classic Credit Card

Silkbank VISA Classic Credit Card has been designed for ease of use, global recognition, and acceptance

Mastercard Platinum Credit Card

The Silkbank Platinum Mastercard credit Card is for people who want life to be more rewarding.

Mastercard Titanium Credit Card

The Silkbank Titanium Credit Card, crafted for the most discerning customers, improves your lifestyle.

Mastercard Gold Credit Card

The Silkbank Gold Mastercard is your lifestyle ally, offering you discounts and extra perks on dining etc

Mastercard Standard Credit Card

The Mastercard Standard tier credit card is the beginner tier available, still comes with plenty of perks.

Platinum Debit Card

Silkbank Platinum Debit Card Provides better security than ever with enhanced.

Gold Debit Card

A card to match your lifestyle. Silkbank Gold Debit card with unique discount offerings on 500+ brands.

Classic Debit Card

Access your funds anytime of the day with Silkbank Classic Debit card. Now with higher and better transactional wants

PayPak Debit Card

Silkbank PayPak Debit card provides a smooth experience to its user. Any time of the day.

Emaan Islamic Banking

Discounts

Hot Wheel Bikcycle

10% Discount

Valid till 2025-12-31

Hot Wheel Bikcycle

Offered Discounts

Credit Card

visa signature : Up To 10% (Discount Cap PKR 10,000)

visa platinum : Up To 10% (Discount Cap PKR 10,000)

visa gold : Up To 10% (Discount Cap PKR 10,000)

visa classic : Up To 10% (Discount Cap PKR 10,000)

mastercard platinum : Up To 10% (Discount Cap PKR 10,000)

mastercard titanium : Up To 10% (Discount Cap PKR 10,000)

mastercard gold : Up To 10% (Discount Cap PKR 10,000)

mastercard standard : Up To 10% (Discount Cap PKR 10,000)

Debit Card

platinum : Up To 10% (Discount Cap PKR 10,000)

gold/classic/islamic/ready line : Up To 10% (Discount Cap PKR 10,000)

Valid till: 2025-12-31

HSM Sports

10% Discount

Valid till 2025-12-31

HSM Sports

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

Wheels The Cycle Shop

10% Discount

Valid till 2025-12-31

Wheels The Cycle Shop

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

mycart.pk

5% Discount

Valid till 2024-08-31

mycart.pk

Offered Discounts

Credit Card

visa signature : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

visa platinum : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

visa gold : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

visa classic : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

mastercard platinum : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

mastercard titanium : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

mastercard gold : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

mastercard standard : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

Debit Card

platinum : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

gold/classic/islamic/ready line : 5% on spending Rs. 1500/ or more, maximum 2 Transactions per card per month allowed (Discount Cap Rs. 500/ on online transaction)

Valid till: 2024-08-31

The Opticians

10% Discount

Valid till 2025-12-31

The Opticians

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

Optiks International

25% Discount

Valid till 2025-12-31

Optiks International

Offered Discounts

Credit Card

visa signature : 25%

visa platinum : 15%

visa gold : 15%

visa classic : 15%

mastercard platinum : 15%

mastercard titanium : 15%

mastercard gold : 15%

mastercard standard : 15%

Debit Card

platinum : 15%

gold/classic/islamic/ready line : 15%

Valid till: 2025-12-31

The Stationary Mart

10% Discount

Valid till 2025-12-31

The Stationary Mart

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Debit Card

platinum : 10%

gold/classic/islamic/ready line : 10%

Valid till: 2025-12-31

Surmawala

25% Discount

Valid till 2025-12-31

Surmawala

Offered Discounts

Credit Card

visa signature : 25%

visa platinum : 25%

visa gold : 25%

visa classic : 25%

mastercard platinum : 25%

mastercard titanium : 25%

mastercard gold : 25%

mastercard standard : 25%

Debit Card

platinum : 25%

gold/classic/islamic/ready line : 25%

Valid till: 2025-12-31

Clour Zone

10% Discount

Valid till 2025-12-31

Clour Zone

Offered Discounts

Credit Card

visa signature : 10%

visa platinum : 10%

visa gold : 10%

visa classic : 10%

mastercard platinum : 10%

mastercard titanium : 10%

mastercard gold : 10%

mastercard standard : 10%

Valid till: 2025-12-31

Shamsi Paint House

10% Discount

Valid till 2025-12-31

Shamsi Paint House

Offered Discounts

Credit Card

visa signature : 10% on Nelson Belta & Walkman

visa platinum : 10% on Nelson Belta & Walkman

visa gold : 10% on Nelson Belta & Walkman

visa classic : 10% on Nelson Belta & Walkman

mastercard platinum : 10% on Nelson Belta & Walkman

mastercard titanium : 10% on Nelson Belta & Walkman

mastercard gold : 10% on Nelson Belta & Walkman

mastercard standard : 10% on Nelson Belta & Walkman

Debit Card

platinum : 10% on Nelson Belta & Walkman

gold/classic/islamic/ready line : 10% on Nelson Belta & Walkman

Valid till: 2025-12-31

S.S Stationers

10% Discount

Valid till 2025-12-31

S.S Stationers

Offered Discounts

Credit Card

visa signature : 10% on Bags, Water Bottle, Lunch Box & Books

visa platinum : 10% on Bags, Water Bottle, Lunch Box & Books

visa gold : 10% on Bags, Water Bottle, Lunch Box & Books

visa classic : 10% on Bags, Water Bottle, Lunch Box & Books

mastercard platinum : 10% on Bags, Water Bottle, Lunch Box & Books

mastercard titanium : 10% on Bags, Water Bottle, Lunch Box & Books

mastercard gold : 10% on Bags, Water Bottle, Lunch Box & Books

mastercard standard : 10% on Bags, Water Bottle, Lunch Box & Books

Debit Card

platinum : 10% on Bags, Water Bottle, Lunch Box & Books

gold/classic/islamic/ready line : 10% on Bags, Water Bottle, Lunch Box & Books

Valid till: 2025-12-31

Al Kibriya Optics

15% Discount

Valid till 2025-12-31

Al Kibriya Optics

Offered Discounts

Credit Card

visa signature : 15%

visa platinum : 15%

visa gold : 15%

visa classic : 15%

mastercard platinum : 15%

mastercard titanium : 15%

mastercard gold : 15%

mastercard standard : 15%

Debit Card

platinum : 15%

gold/classic/islamic/ready line : 15%

Valid till: 2025-12-31